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Pivaya legal

Website terms

Terms for the current educational preview, available in English and French.

Last updated: October 29, 2026

Optional email waitlist terms

The educational website is available at any age without signing up. The email list is optional. By accepting these terms, you declare that you are at least 14, understand the choices and are using your own address. If you are under 14 or need help understanding, ask a parent or guardian to register their own address, not yours. No financial information or child's name or birthday is requested. This declaration verifies neither age nor parental status and does not authorize collecting a child's information. We keep the address, language, accepted text and dates. Vercel, Convex and the email provider may process them outside Québec as explained in the Privacy Policy. Selecting the signup button beside the permission statement requests one automatic email about your early access and accepts Pivaya launch updates. No verification click is required; mailbox control is not verified. Checking terms without submitting sends nothing. Get free access to 80% of the app for the first 2 months after the official launch. When Pivaya launches, you’ll get an email with instructions for accessing the app. The launch date is still to be confirmed. You can unsubscribe through the emailed link or contact address without an account or explanation; email withdrawal requests are applied without delay and within 10 business days. The address remains active for at most 365 days or until withdrawal or earlier list closure. Limited evidence and access/correction/deletion requests are described in the Privacy Policy. No consent is given for financial profiles, partner advertising or future app accounts. Your statutory rights are not excluded.

Current scope

These terms describe this free educational preview website. They also explain how to enrol for early access. The app illustrations contain sample data and planned features that may change. You can browse without registering; children may view the educational material without submitting information.

Financial education

Pivaya explains Canadian personal-finance concepts using general information and hypothetical examples. It does not assess which investment, insurance, mortgage or credit product is suitable for you. We are not licensed financial advisers. Lessons and examples are learning tools, not personalized financial, legal or tax advice, recommendations or promises of results. Consider a qualified professional when you need advice about your circumstances.

Respectful use and content

Do not interfere with the website, attempt unauthorized access, or misuse another person’s information. Content and assets may be protected by copyright or other rights. Public availability does not authorize redistribution or commercial reuse; statutory exceptions and rights remain available. Contact the operator about a rights concern.

Availability and your legal rights

The preview may change or become unavailable. It does not guarantee earnings, savings, investment returns, homeownership or another financial outcome. Nothing here waives liability, consumer protections, privacy rights or remedies that cannot legally be excluded. Québec law and applicable Canadian federal law govern, subject to mandatory protections applicable where you live.

Privacy and early access

Privacy policy · Early access offer

Submitting the signup form is how you opt in to early access and launch emails.

Operator and contact

Pivaya

Privacy officer / Responsable de la protection des renseignements personnels

Pivaya

support@pivaya.com